5 Freaky Reasons to Order Cakes Online in Bangalore


Bangalore is a vibrant cosmopolitan city known for its rich heritage. With a lot of promising sights it beholds, it is one of the best place to enjoy and trip along with friends and family. Residents in Bangalore are privileged to enjoy all the festivals and celebrations that takes place all through the year as a routine. Besides everything, Bangalore is known for parties and celebrations. People as friends and family get-together and enjoy their time with a lot of fun-filled activities. Celebrations in turn brings smile and charm, particularly birthday parties are just a great experience to spend time and have fun. Online cakes delivery options are easy and quick, whereby you can explore the web and place your flavorsome cakes. Whatsoever your choice of cake is, you can quickly explore the internet to place your orders. For making your dear one feel special on their birthday, you can order cakes in Bangalore online easily. Well, now let us check the 5 freaky reasons to order cakes online in Bangalore:

  1. Online cake delivery in Bangalore is simple, whereby you don’t have to gaze around the shops nearby. Traveling amidst the busy crowd can ruin your time and as well make you feel tiresome. For an effortless and smart move, you can plan to place your orders online. Without giving-up the comfort of home or without travelling anywhere, you can easily order cakes and have them delivered to your doorsteps right on time.
  2. You get a variety of options when you think about cake delivery options online. May be your nearest outlet will have restricted number of choices, while you have to pick the cake out of those choice. When it comes online cake delivery services, the choices are plenty and you get an assorted list to pick your favorite flavorsome cakes. Right from eggless cakes to any other choices, you can easily find them online. With a variety of options, you can opt for a variety of cakes fulfilling your desires.
  3. Midnight surprises are easily possible when placing online orders. You don’t have to walk or drive to the cake store to buy the cakes in order to surprise your loved ones on their special day. When exploring the best online gifting sites, you can order the cakes online and request for midnight cake delivery surprise. You can surprise your loved ones while the clock turns 12.
  4. Offers are just amazing when you place online orders. You could quickly grab the coupons and offers when exploring the online gift portals. Eventually we all will become excited to receive offers and discounts. Particularly, if the offer comes active during the purchase, the happiness turns double. Find some best online gifting sites that grants discounts when you are about to order cakes online.

Online cakes delivery from USA to Bangalore is easy and possible when you are to place online order. Regardless to the location you reside, you can order cakes in Bangalore and have them delivered to your loved ones. It merely takes a couple of click through to place your orders, whereby you can surprise your loved ones from any distance or location you live.

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Attributes To Consider While Starting A Flower Shop


Planning to start a shop is a great decision as it is a perennial business idea that is constantly in demand. Flowers are one of the best forms of expressing feelings and an indispensable accessory for decorating any place for every occasion. Flowers can lighten up the ambiance of every location. Flowers like the bright marigolds are used for decorating Indian weddings and during special Poojas and festive occasions, rose garlands adorn the bride and groom, orchids are the perfect centre table decors, liles are great way to express your love for someone, as are gerberas and carnations. There are flowers for every occasion, when rejoicing and celebrating or even when mourning. All of this points out the fact that we need flowers for every occasion in our lives and a flower shop is a business idea that will definitely be frequented by customers on a daily basis.

However, flower shops in the country are still envisioned as small kiosks which cater to a very limited crowd and often have the same display techniques. While planning to start a flower shop, aim to be different from the existing shop owners. 

In order to start a business dealing with flowers make sure you are skilled with floral design along with having strong interpersonal skills, and a good sense of operating a business. 

To open a flower shop, you can start with basic equipment such as a refrigerator, a hardwood table, vases and pruning equipment along with which are required certain attributes that will help you succeed at the business.

Attributes To Consider When Starting A Flower Shop

  • Developing A Business Plan

A business plan is helpful for a business, to be focused about the mission, and vision for the business. Many business owners believe that a business plan is just to procure a loan but a business plan checklist will make it clear what a business plan consists of and why it is important for the business. In brief, the business plan includes details on what products or services would be on offer in the business, the place where the business is likely to start, a thorough analysis of the competition, along with an estimation of the demand and a financial model developed to elaborate where the finances for setting up the business will come from.

  • Acquiring Floristry Skills

It is important to acquire certain floristry skills to be able to arrange flowers in an appealing manner. Acquiring skills helps you stay ahead of the other competitors and gives you the confidence to experiment and be unique, thus attracting more customers to the shop. Learning skills does not just mean acquiring a certificate or doing a course but it can be learnt on the job too, provided you have an inquisitive attitude, an eye for detail and creative fair. 

  • Having Interpersonal Skills

In a business that deals with facing customers on a day to day basis it is important as a business owner to develop interpersonal skills. It helps to interact with customers with the right attitude and disposition. Additionally, interpersonal skills come in handy when customers come in with requests for flower arrangements for funerals or weddings, where they are under a different pressure and stress and as a business owner, you need to be capable of handling such customers and situations deftly.

  • Looking For Regular Customers

One of the main success mantras in a business that deals with perishable items is to have a regular customer base, so that you have an idea of the minimum amount of raw materials to be purchased on a daily basis. Regular customers can be sought in the form of restaurants, hotels, hospitals that display flowers regularly and also certain homes can be approached who can be supplied with flower arrangements on a daily basis. A regular set of customers is vital so that the business has a steady business to rely on at all times.

  • Studying The Market

A market analysis is a must while starting any business, especially small businesses like a flower shop since there is competition and to stay ahead of the others it is best to know what customers want, where do they go to purchase flowers, which flowers are in demand, what occasion are flowers used more often for, etc. Along with studying the market, a study of the competitors and what services they offer will also help to decide how you can improve and offer something unique. A small business like a flower shop deals with items that have a limited shelf life and need to be obtained in the early hours but they are a constant necessity, making it a great business idea which can be pursued with proper planning.

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Need a Sponsor Licence – Here’s What you Need to Know

Over the last year, there has been a lot of talks regarding the UK businesses applying for a sponsor licence. There are many people who have been wondering why are the government and various immigration solicitors are pushing for businesses to apply for a sponsor licence immediately.

As we all know that the UK decided to leave the European Union and since Brexit has been creating waves both within the UK and the European Union in general. With Brexit, the free movement within the European Union came to an end and now if any UK business wants to hire any non-UK employee then they would need a sponsor licence to do so.

The sponsor licence just like everything has been divided into two parts, tier 2 and tier 5. Tier 2 is also known as the worker category under which people are hired for long-term jobs. On the other hand, the Tier 5 category is for temporary employment. They both have further been divided into sub-categories that businesses can choose from according to the relevance to them.

Everything has a very simple process and if you complete all steps one by one, you can have a sponsor licence in about 6-8 weeks. This application can now be made virtually and does not require you visiting government offices. All you need to do is make sure before making the choice of applying that your business is eligible for a sponsor licence or not. You will have to choose the type of sponsorship too as mentioned above, tier 2 or tier 5.

Sponsorship Management Roles

Once you have made a decision on the type of sponsorship, it is very important to hire or appoint someone to manage your sponsorship licence duties. It is a very tedious process and has to be handled properly as missing any one thing can lead to cancellation of your licence. There are 3 major hirings or appointments that you need to do. First is a level 1 user, who will be responsible for all the management of day-to-day tasks and updates. Second, a key contact who will be your point of contact with the UK Visas and immigration office and the third is the account manager who will be responsible for everything and will take care of the SMS. You can hire one person to manage everything or three different people, it will be your responsibility and choice.

The last but not the least complete your application and pay the fee. Sounds simple but it isn’t. It is advisable for you to hire an immigration solicitor to help you through the process.

Chances of Rejection

The chances of rejection of a sponsor licence are 2 out of 10 proverbially. The only reasons any application is rejected is either your business has a history of convictions like money laundering or if your precious sponsor licence was revoked due to any reasons.


Once approved you will be able to hire people from across the globe. To hire people you will have to make sure that they also are eligible under the visa requirements of the British Government like good character, language, etc. Every certificate of sponsorship that you assign costs about €199. Also, the time and energy you spent on finding the perfect candidate should not go to waste if they get rejected while applying for a tier 2 visa.

Hope this helped clear all your doubts regarding the hiring of employees from overseas. Do visit to see if your company or business is BREXIT ready.

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What Eligibility Criterias Need to Be Checked Before Applying for a Personal Loan?

If you have been thinking about getting a personal loan for some time now, then one question that has definitely pondered your mind is the eligibility criteria for getting a personal loan. And we understand that getting offers from multiple lenders can be confusing as each of them have slightly different eligibility criterias, albeit there being some similarities. 

Thus, in today’s article, we will share with you everything you need to know about eligibility criterias for getting a personal loan in India, whether you are a salaried professional or you are self-employed.

What Is a Personal Loan?

One of the first and most important aspects we need to understand, before learning about the eligibility criteria for personal loans is the meaning of one. 

In simple terms, a personal loan is a financial instrument through which you can borrow a certain amount of money, usually in the range of ₹10,000 to ₹25,00,000 and repay it back via a flexible repayment plan while enjoying the benefits of a competitively low rate of interest. 

The introduction of personal loans in India in the past couple of years has completely redefined the lending system in India as it develops on the shortcomings of traditional loans, we are all used to. Right from having a flexible repayment system all the way to instant Disbursal. 

Eligibility Criteria for Personal Loans in India

Now that you know all about personal loans let us take a look at the eligibility criteria. Eligibility criteria for personal loans generally vary between lenders and also the type of employment you are engaged in. Albeit there are some common eligibility criterias, you should be aware of, and these are as follows.

Salaried Individuals:

If you are a salaried employee in India, getting a personal loan is as easy as uploading a couple of documents and meeting the eligibility criterias mentioned below. 

  • Must be a citizen of India 
  • Must be an active resident of India at least for the past 1 year
  • Must be above the age of 21 years and below 59 years
  • Must have a PAN Card and Aadhar Card 
  • Must have salary slip, bank statement and ITR return available with them
  • Must have an in-hand monthly income of ₹13,500
  • Having a credit score of 600 & 750 on a scale of 900 across both CIBIL & Experian will help the application. 

Self Employed Professionals:

If you are a self-employed professional, getting a personal loan can be a little tough, but fulfilling the below-mentioned eligibility criteria will definitely make the process much easier. 

  • Must be a citizen of India 
  • Must be an active resident of India at least for the past 1 year
  • Must be above the age of 21 years and below 59 years
  • Must have a PAN Card and Aadhar Card 
  • Must have income certificate, bank statement and ITR return available with them
  • Must have an in-hand monthly income of ₹15,000
  • Having a credit score of 600 & 750 on a scale of 900 across both CIBIL & Experian will help the application.

There are a lot of verticals which differentiate traditional loans from personal loans. 

They are as mentioned below. 

  1. Rate of Interest

One of the first and most important differentiators between a traditional loan and a personal loan is the rate of interest. Most traditional loans in India arrive with a rate of interest starting at a minimum of 5% which is quite hefty. 

On the other hand, most personal loans start at an interest rate of 1.13%, which is one of the lowest in the market.

Not only does a low rate of interest help you save money in the long run, but it also makes sure that you do not come under a lot of financial stress by taking a loan. 

  1. Online Application

When it comes to traditional loans offered by banks and NBFCs, in most cases, you as the borrower need to visit the physical location of the bank to apply for this loan. Not only does a physical application process demand a lot of time and investment of resources, but it is also tenuous given the fact that you need to travel regularly, both to file your application and also check on its status. 

On the other hand, most personal loans in India have completely online processes, meaning that you can complete the application and get the money in your bank account right from the comfort of your home. 

This not only saves you a lot of time but also makes sure that you get the money in your account as soon as possible. 

  1. Flexible Repayment Plans

The third difference between a traditional loan and a personal loan is the repayment plans each of them offers. 

In most traditional loans, the lender fixes a schedule beforehand and determines both the EMI amount you need to pay every month along with the date at which you need to make the payment. While this might seem logical from the standpoint of the lender, in the long run, this might pose a financial burden for the borrower. 

On the other hand, most lenders offering personal loans have a feature wherein you can customise the amount of EMI you pay every month along with the date of the payment. This ensures that you can pay back your loan at your own schedule, thus further reducing the financial burden of taking a loan. 

  1. Instant Disbursal

Last but not least, traditional loans are infamous for the long wait times they arrive with for disbursing the loan amount to your bank account. And since in most cases, borrowers need the money instantly, like in case of a medical emergency, every minute counts and even a delay of a few days might cause serious harm. 

On the other hand, most personal loans come with instant disbursal, meaning that post-approval of your application, you will have the money in your bank account within 24 to 48 hours. Instant Disbursal not only saves you a lot of time but also makes sure that you get the money in your account when you need it the most.

As mentioned, eligibility criteria for personal loans can change depending upon the lender of your choice, and thus, we suggest that you check with your lender before applying. 

Ending Lines:

Getting a personal loan, especially in times when you need it the most, can help get out of otherwise stressful situations. So keep in mind the eligibility criterias as well as other details we shared in this article and use them to your advantage to get the personal loan you deserve.

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Salesforce Automation and Integration with external systems

Salesforce has been the staple for most CRM needs for empowering sales, closing more deals and improving lead capturing. In addition to being a great investment for a customer relationship management tool, Salesforce plays a big role in acquiring more value from the workforce to enhance productivity. Enterprise applications usually need to integrate with other applications used by the same organization. These integrations provide different layers depending on the requirement like data, business logic, presentation and security.  

Thanks to Salesforce integration services and automation techniques, your external systems become a part of a centralized and cohesive unit. Businesses of all sizes can benefit from the modern cloud-based integration solutions that can greatly increase team productivity, create a concrete customer experience and turn leads into clients. Both Salesforce integration and Salesforce automation mean different things and are responsible for streamlining different processes with a common goal to set up a solid foundation for your business growth.

Salesforce Automation

Salesforce Automation (SFA) refers to software tools or apps for sales management. It’s about replacing the manual processes of following up your leads on time, so you never miss another deal. SFA implements automated workflows to create a smooth sales process which manages business leads, sales predictions and team performance. 

The main features of an SFA system used by the sales team are contact management and opportunity management. It also involves email integration, task management and calendar sharing. Contact Management tool is for monitoring your team’s communication with your customers, creating a record of your interactions, sales and projects. It consists of a Task Management tool for creating tasks, reminders, and to follow up sales leads according to the calendar. 

Salesforce Automation (SFA) with external systems

SFA works as a part of a customer relationship management (CRM) system to automatically track all the stages in a Salesforce sales cloud. Its purpose is to monitor all communication made with a customer, the objective of communication, and any further follow-ups that are done. This may consist of phone calls, text messages, emails and meetings. Having this information means your sales efforts are not repeated, and you’ll reduce the risk of bothering your customers. We are going to look at the features of SFA in detail.

Task Management

When you create a task or reminder in the customer’s account, SFA task management integrates it with your calendar. So you will have a full overview of all the customer’s data and communications made with them in the past when you open the task. It creates a comprehensive history of your interactions with the customer by automatically adding the recently completed task to the account. 

Team Collaboration 

With cloud technology into the mix, Salesforce automation has been refined and become more accessible. Making the CRM system accessible through your browser means you can retrieve the data from anywhere. Multiple users can access, edit and modify a customer’s account at any instance, which creates a central hub for your enterprise. 

This practice comes in handy when you have to work with a mobile workforce, specifically for sales professionals who are working from home or on-site. They can log in and access the same data as their team members at the main office. Plus it updates the data in real-time, so there is no need for syncing it every time you make changes.

Cloud App Integration

The inclusion of Salesforce cloud computing has provided several improvements to benefit small-medium businesses. Not only in terms of providing monetary benefit by being affordable, but also by giving you the flexibility to connect you to different systems. Integrating cloud allows you to automate the data circulation between the different systems to increase effectiveness and productivity in the company. 

Note: You can not only automate your sales processes but create workflows for other standard manual processes as well.

SFA Customization

SFA can be customised according to individual customer needs that reflect the processes of an organisation.  As every customer has variable selling approaches, each SFA application can be customised to them and work on laptops or smartphones.  For example, It can assist an enterprise with coordinating sales activities across field sales or online sales channels. 

Salesforce Integration with external systems

Each Salesforce development companies in India and every enterprise has a custom set of requirements and different features when it comes to applications they use. There can be a difference in language used for customizing business logic, difference in data storage, security, and visual representation. This is where Salesforce integration establishes and manages seamless communication between Salesforce CRM and apps, using the API.

Relevant Salesforce integration facilitates satisfactory access as well as analysis of data. Furthermore, it helps managers and directors at each stage in making influential decisions. The more tools you integrate, the more streamlined your projects will be. You’ll gain a centralised view of your business with your CRM integrated with other applications. When Salesforce CRM is integrated with other solutions, the process of streamlining the sales process becomes even smoother. Salesforce integration comes with a wealth of benefits like getting deeper business insights, streamlining tasks and providing exceptional results to customers. To achieve this, there are few Salesforce integrations that can be prioritized. 


ERP (Enterprise Resource Planning) is a highly suggested integration no matter which platform or system you’re implementing it to. The idea behind ERPs is to assemble software for enterprises, making everything accessible for the employees. The customer data stored in a CRM database is valuable data to a company that is trying to grow from its current stage. So it makes sense to have this data accessible easily to whoever needs it. So if you want your marketing team, data analysts, customer service reps and HR professionals to collectively view sales data, they can do so with the ERP integration.

ERP integration also provides a single sign-on feature which means your users can work on every software your enterprise has implemented with one set of login credentials. 

Marketing Automation

There’s a reason why it’s common for companies to integrate their CRM and marketing automation. Marketing and Salesforce automation compliments each other that makes them ideal for integration. The information assembled from an SFA platform can be used by a marketing automation tool to assist different departments of your company. CRM combined with marketing automation tools is not only beneficial for your marketing team but also your sales team, in addition to managing customers and leads. Where a CRM  monitors your conversations and contacts with customers and leads. While the marketing automation tool keeps a tab on their response to your content.

Sales reps no longer have to rely on marketers to get relevant information on qualified leads. They can just go over the CRM information sent by the marketing automation software. There are not a lot of methods that make Qualifying leads this easy.


Integrating BI (business intelligence) to Salesforce is not a common practice, but it should be. The reason is that Salesforce CRM already has sales forecasting capabilities, but the analysis done within a BI solution proves more efficient. CRMs know how to pick out relevant customer information but it doesn’t mean they help you analyze it effectively.On the other hand, BI tools are capable of detailed analysis, data visualization or ad-hoc reporting to find out  promising patterns in your sales data. BI integration automatically shares your Salesforce data with the BI for analysis. Manually entering all the data into the BI system would take several hours instead it is done in seconds.


Picture a scenario where your sales team is following up on your customers and leads on the move. Now entering all that data manually from their email into the Salesforce CRM platform is a time consuming and cumbersome approach. But when it’s integrated with your email app, such as Outlook or Gmail, the conversations and the customer information from email gets automatically logged into the sales force automation system.

That’s not it, you will get loads of other benefits such as Automation, Seamless tracking and Quick access. Automation helps to take out the repetitive tasks by automating things like follow-ups and responses. For example, it sends out a welcome message to anyone who becomes a customer or makes a purchase for the first time. Seamless tracking tracks your emails to find out common trends and create a method based on that to serve your customers and contacts. While Quick access maintains all your relevant sales information at one place to make lead nurturing more valuable.

Have your Pick

Making these customizations might not be the easiest thing in the world. It takes a lot to make all of this automation and integrations work, but they’re worth your time and effort. Through this guide, you can take your pick of CRM integrations and automation methods that would benefit your company the most. The more methods you integrate your CRM with, the less manual effort you’ll need to put in. However, a good practice is to consult a Salesforce integration partner to help you lay a solid framework by getting CRM requirements right.

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Why choose field service management software?

FSM as the name suggests a software which was developed to manage Field services like operational and technical tasks. The choice of choosing the correct software rests solely on the consumer’s shoulder as different software solutions are offered by a variety of vendors and have a multitude of features.

But there’s something about FSM that sets it a class apart. FSM is preferred over other options due to a vast multitude of reasons. Here are the top 5 reasons to choose field service management software for your company:


Let’s face it, how can anyone expect technicians on the move to carry an eighteen-pound desktop around while finishing their heavy tasks in different parts of a city? No wonder Field service management software is preferred by those professionals who are always on the run.FSM’s are made for professionals who refuse to bow down to a static life, why then, should their software be stationary?

The best part about it is its flexibility and user-friendliness. The software is able even in the form of an app which is available for those who are always on the move. So no hassle of a desktop or system is required at remote places.

Low costs

Field service management software is boon to the pocket of the consumer as it doesn’t demand hefty installation costs and its maintenance is no sweat either. Not only that, operational expenses and other significant costs can be kept in check through FSM. It also gives ways of predicting and reducing various unnecessary costs that may be incurred in the future.

There is a lesser chance of computational and accounting errors with the advent of Field service management software. Hence, every accounting statement is made with precision and unmatched accuracy, which leaves little room for error and wasteful expenditure. That is why it seems to be an optimal choice to increase profit margins by companies these days.


Field service management software is edge cutting and industry-specific, which offers specialized solutions to the user with an exclusive experience when compared to other available software in the market. FSM software even aids in managing records of communication and contact

However, they were initially designed to handle interactions of customers but later expanded to advanced management and sales features. FSM falls short when it tracks the information of its customer’spost-completion of tasks, not the information useful for making more sales.

Real-Time Tracking

The Geofencing and GPS tracking system come extremely handy with their real-time tracking ability that allows high octane and effectual scheduling and task assigning. Through Field service management software, customers can track the workers in real-time and also able to rate them as per their satisfaction.

This increases customer satisfaction and ease of operation on the user’s end. In the age of digitalization, customers can also generate invoices after the task expected is achieved, which saves them from unnecessary paperwork and spares them the horrors of mounts of papers.

On the company’s end, all paperwork is instead stored in the form of digitalized data that can be accessed from any place at any point of time. Thus, Field service management software offers a win-win situation for everyone.

The Perfect Matchmaker

The field service management software can be called the perfect matchmaker in its rights. For once, the Field service management software assigns an excellent specialist required to do a task. It matches a technician or a worker with a particular study based on his skill set.

Suppose a technician or worker is already familiar with the customer and is on good terms. In that case, he is usually assigned the same area as he is usually already familiar with the recurring problems. So here, a new worker would not have to spend more time inspecting the problem for the first time.

At times, the client’s history is also stored for better understanding and closer inspection of his problems. This allows room for a new technician to step in, in case of emergencies, if no other alternative is available and if previously familiarized technicians or workers are unavailable due to specific reasons. Thus, FSM software proves to be a true asset to any organization.


From the above discussion, we have seen that FSM software is the smartest choice to make to increase the efficiency of any organization due to its real-time tracking, digitized approach, low costs and industry-specific tools.

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5 Things to Look for in a Trading App for Faster Stock Research


The participation of people in the stock markets are increasing rapidly in India. In the past few years brokers across India have reported a surge in account openings. Today many budding traders and investors are looking to make a career in the stock markets.

But as new entrants in the markets, not all will have the knowhow and access to relevant information. HNI investors, stock market professionals and Fund houses have an array of resources and access to information available to them through which they trade in the markets.

But a young investor with a small capital, will need to do his own research and avail information from the exchange websites of NSE and BSE. To make lives easier for such investors, today many Trading applications are available. They also provide detailed information and data which if interpreted correctly can be quite valuable for trading in the stock markets.

With a variety of stock trading apps available on both the Apple App Store and Google Playstore, here are top 5 features you should look for in a trading app!

  1. Ease of Use

A basic requirement for any software or application would be its ease of use and the quality of its user interface. An app may have all the features in the world, but if the user experience and accessibility is not simple enough, then the app becomes worthless.

According to the founder of Zerodha, Mr. Nitin Kamath, one of the reasons how his broking company became the largest in India was because of his trading app Kite. He goes on to say that while founding Zerodha, he noticed how all his competition’s software’s were very complicated to use and looked obsolete. He then emphasized on creating an App which anyone could use and hired students from engineering colleges for this purpose.

By just creating a simple user interface and then adding features, Zerodha has become one of the most successful start-ups of India.

  1. Charting Tools

As a trader, be it for stocks, commodities or currencies, the most important feature would be an intuitive charting software. In Technical Analysis, charts refer to a series of prices of an underlying asset displayed on a graph. Traders, analyse such price charts with an attempt to predict the future price movements.

Before the dawn of the internet, traders used to manually enter data and draw charts over varying time frames. But today, charting has become much more detailed. With the help of AI and Data analytics, traders can not only view stock prices, but also overlay a lot more technical indicators over the price of the underlying.

Most traders would prefer apps which have an easy to use and comprehensive charting software with the ability to add many indicators and calculations.

  1. Fundamental Data

The above feature would benefit short term traders the most. But there should also be a feature which should benefit the long term investor in you. So a trading app should contain informative data for fundamental analysis.

These include key data such as information about the company’s management, shareholding pattern, Financial results and Algorithmic calculations of important accounting ratios such as PE Ratio, Profitability ratios and liquidity ratios.

  1. Scans

Every trader and investor has a unique strategy which they use for most of their trades. Someone could be a Price Action trader whereas another could rely on the RSI and a combination of other technical indicators.

But for anyone, finding stocks which satisfies their strategy could be quite cumbersome as there are over 6000 stocks listed on the exchanges in India. In such a case, Apps should provide a variety of scans, which anyone can enter and narrow down on the stocks which meet the requirements of the trader.

For example, let’s say Rakesh is a day trader who relies on candlestick patterns and the RSI to make positions in a stock.

In order to find which stock is showing a positive candlestick pattern and at the same time has a positive divergence or strength in the RSI, he would have to individually look at the charts of every stock. But with the help of a scanner, a list of stocks which meet his criteria will be easily available for him to trade on the go.

  1. Instant Stock Based News

News and information play a significant role in the financial markets. News is what drives people’s sentiments in the market. Any positive or negative event can be good for one company and the same could be bad for another. But to know what event has occurred when and where is what makes news so relevant.

For instance, let’s take the example of a recent deal between Reliance Industries and Google. Media outlets reported that Google was in talks to buy a stake in Reliance’s Jio platform. The deal was announced later, but the stock price of Reliance had already shot up by 5% in anticipation of the news.

So an essential feature of a trading app would be to have access to instant news that may impact the overall stock markets or any individual company.

Author’s Bio

Raghav Agarwal is a graduate in Business Administration. With a keen interest in the world of financial markets, he loves to read and write about various financial instruments. Currently he is working with as a member of the Knowledge team.

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Download Now HDFC RTGS Form


HDFC RTGS Form is used for sending the amount overhead of Rs 2 lakh through any HDFC Bank Account. HDFC NEFT Form is used for sending money lower than Rs 2 lakh through any HDFC Bank Account. You are required to fill the RTGS Form / NEFT Form for sending money. Now you can Download HDFC RTGS Form / NEFT within here for sending of money in India. Instapdf is the top place to download HDFC Bank RTGS Form, HDFC NEFT challan document.

Similarly, you can download the HDFC Bank RTGS form / NEFT Pdf file, HDFC Bank RTGS/NEFT Challan print out, challan document. This site similarly giving Application for RTGS Transfer of HDFC Bank /HDFC Bank Actual Time Gross Payment Apps etc.

HDFC RTGS System and HDFC NEFT System

Bank provides RTGS (Real Time Gross Settlement System) & NEFT (National Electronic Fund Transfer System) which permits a well-organized, safe, cost-effective, and consistent system of allocation of money from bank to bank in addition to from remitter’s account in a specific bank to the recipient’s account in alternative bank transversely the nation.

  • HDFC RTGS Timings: Time for allocation money over RTGS is Monday to Friday: 10 AM To 3:30 PM and Saturday (apart from 2nd and 4th): 10 AM To 3:30 PM.
  • HDFC NEFT Timings: Time for allocation money over NEFT is Monday to Friday: 10 AM To 4:30 PM and Saturday (apart from 2nd and 4th): 10 AM To 4:30 PM.

HDFC RTGS Form Requirements

In command to simplify an RTGS approach of allocation, one requests to refill the RTGS procedure of the bank after which the dealings are to be originated. HDFC is one of the foremost banks in the nation and has a moderately simpler submission procedure for its RTGS built dealings. The HDFC Bank RTGS Form entails the subsequent material from your finish:

Recipient Details

  • Name of the recipient
  • Account number of the recipient
  • Address of the recipient
  • Branch name and address of the recipient bank
  • Bank IFSC code of the recipient
  • The money you wish to send through RTGS.

Specifics refer to you

  • Name of the aspirant
  • Account number of the aspirant
  • The cash deposit by the aspirant
  • Contact specifics of the aspirant – Mobile number and email address
  • If the aspirant is a non-HDFC client, they essential to give their address.

Further Details

  • Name and code of the division from which your famine to pledge the course.
  • Date of procedure start
  • Time of procedure start

When you completely provide all this information, you may require to place your sign at the top of the form. The bank would then give the receiving print of the submission document. The HDFC Bank RTGS Forms ruins the similar for equally HDFC and non-HDFC clienteles. You can use the HDFC RTGS form for the NEFT document too. You have to assign your cheque end to end through the application document and the name of the recipient ought to be “HDFC Bank Ltd – RTGS”. If you have any worries concerning slightly of the arenas, you can contract out to any HDFC bank staff and they must be clever to aid you over.

Charges for HDFC Bank RTGS & NEFT 

The charges of RTGS and NEFT in HDFC Bank are mentioned under the table:

You can do NEFT AND RTGS through HDFC Bank mobile application. The best disperse in Online NEFT is It is free of charges.

  Amount of RTGS   Transaction Service Charges (Exclusive of GST)  
  Rs.2 lakhs and up to Rs.5 lakhs  Rs 15  
  Above Rs.5 lakhs  Rs 15  
  Amount of NEFT   Transaction Service Charges (Exclusive of GST)  
  Up to Rs.10,000/-  Rs 2   
  Rs. 10,001 and up to Rs. 1lakh  Rs 2   
  Rs. 100001 to Rs 200000  Rs 10  
  Rs 200000  Rs 10  
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The Most Captivating Flowers To Encapture Your Loved One’s Heart

The Most Captivating Flowers To Encapture Your Loved One's Heart

The reason behind your smile is a beautiful & nourishing person for whom you wish the world. You want to do everything right by them, not even leaving an area for error. You are always looking for ways to spoil them & let them know how much you care & miss them. There is not a moment when you do not think of them. Every passing minute, every hour, there is a constant need to make sure they are okay & are doing well. Any hiccup in any situation makes your soul hurt. The thought of even living a day without them is a complicated and sad picture for you.

So, if you have decided to spoil your loved ones with the gorgeous gifts of all time, flowers, then you have made the right decision. Flowers are the perfect way to surprise your loved ones with the most fantastic surprise. Flowers are known for their versatility and are ideal for every small or big event or celebration you have planned in your mind. There is a long list of flowers to pick from when choosing the perfect one to encapture the heart of your loved one. This guide here might come in handy in determining the most amazing flowers for your loved ones this season. With the help of online flower delivery, you can find any flowers you want online & get it efficiently delivered right at your home.

The Lovely & Charming Roses

One of the classic signs of love is a rose. The sheer beauty of a rose has been a struggle for many people to describe & write & still don’t do justice to it. The alluring presence of a basket full of roses is enough to make anyone’s heart melt with all the love & glorious beauty there is. Roses have been used for centuries to declare what’s in your heart with the most graceful attempt to capture the heart of your loved one. A surprise of the fresh blooming red roses would be the perfect way to pour your heart out to your loved one to see. You can easily find red roses bouquet delivery in bangalore.

The Most Delicate & Gracious Lilies

Lilies are the most gracious & elegant ways to show your deep & strong love for your dear ones. The presence of these glorious lilies in any room is enough to make everything seem better & brighter. Giving someone the gorgeous lilies to someone could be the perfect way to steal their heart & show how much you care about them. The best thing about getting lilies for your loved ones in the most gorgeous of conditions is that now you can find any lilies you want online & have it delivered to your loved ones.

The Stunning & Gorgeous Orchids

One of the other famous blooms which are renowned for captivating hearts is the most stunning & gorgeous orchids. Every flower has a story & a meaning behind it. Orchids stand for love & strength. This season surprises your loved ones with the most stunning orchids you can find in town. These flowers could symbolize your everlasting love for one another, which grows deeper & more substantial every day. These gorgeous orchids could be the perfect surprise you were looking for to surprise your loved ones. You can quickly get your fresh & radiant bouquet delivery in bangalore, more swiftly than ever. Flowers are a great way to surprise your loved ones with love & care you have for them. The flowers are the perfect way to spoil your loved ones. Gone are the days when you had to rush to the local florists every time you needed to find some fresh flowers to surprise your loved ones. Now, not only can you find the newest & radiant flowers in town, but you can order them right from your couch & get them all-new from the gardens. It is easier than ever to spoil your loved ones with the most amazing & the most gorgeous of flowers. It does not matter if it’s a big celebration or a small one; your dear ones deserve the most beautiful looking flowers in town. Online Flower Delivery in Delhi has made it easier for you to get any flowers you want to deliver right at your doorstep.

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What Does Public Liability Insurance Actually Cover?

If you’re a business, sole trader or are working as a contractor and have heard you need some kind of public liability insurance, despite hearing something about its importance, you might not actually know what it actually entails. In essence, public liability insurance is a means for people to cover damage to property or an injury that they cause while at work. This could mean that you’re covered for repair to the property that was damaged, medical bills if a person was injured, or legal fees should the case go to court. There are many more nuances related to public liability insurance, so in this article we take a look at what these policies specifically cover.

What public liability insurance does cover?

Even if you don’t like the look of a public liability insurance quote you’ve researched, without it you may have to contend with some very serious financial implications down the road. These implications occur because public liability insurance isn’t actually required by law in Australia, meaning there are many instances where people are not adequately protected. Perhaps the most basic aspect of public liability insurance is covering damage to property. Insurance in this case will cover the costs related to repairs or replacements of items that are accidentally damaged, which could be either big or small. Public liability also covers injuries due to an individual’s actions in the workplace, whether it be their own or someone else’s. The costs covered here will be related to things like medical bills and rehabilitation costs, although each case will be different. Legal costs are also covered by public liability in the event that you have to contend with a liability claim. It’s important to know that even if their claim doesn’t hold up in court, you may still need to pay the cost of the case out of your own pocket.

What doesn’t public liability insurance cover?

Public liability covers a lot, but it doesn’t cover everything. For example, while a liability claim might be successful, it may still not cover extra costs, including things like punitive damages, taxes and fines. Public liability insurance also doesn’t cover instances where property under the control of your business is damaged or when the property of employees is damaged. In the case of injuries to you or your staff, as these are not third parties, workers compensation insurance will instead need to be pursed. Although it should be obvious, any illegal or deliberately targeted behaviour that results in damage to property or injury to people will not be covered. There are a few other exceptions to the rule that are also not commonly considered, such as asbestos, pollution, aircraft products and any product recalls, although these things are quite uncommon for most workplaces.

Public liability insurance is valued for a reason There is a reason that many employers require contractors to have liability insurance cover – this form of insurance provides excellent peace of mind to both employer and employee, ensuring that any issues that occur in the workplace create a financial burden. After all, it only takes one small unforeseen accident to cause a smaller workplace to fold, and this can make the small cost of entry seem like a relative bargain in comparison!

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